An outdoor HVAC condenser unit on a concrete pad in front of a single-story house with gray siding and a shingle roof.

Heat pump vs Furnace in Washington County, Rhode Island

When a heat pump makes sense

A heat pump makes sense if you want cooling as much as heating, since one system does both. If you go this route here, look at a cold-climate model, since standard heat pumps lose heating power once temperatures drop toward the 24°F nights this county sees all winter. Weigh the electricity cost against gas prices before you decide, since gas runs at least 30% cheaper to heat with here.

When a furnace makes sense

A furnace fits a home already set up for gas heat, since it costs at least 30% less to run than a heat pump at Rhode Island's prices. It has the power to keep up on the coldest nights without losing output, which matters through a winter that runs about eight months long here. The tradeoff is that it only heats, so cooling has to come from somewhere else.

When a heat pump makes sense

A heat pump makes sense if you want cooling as much as heating, since one system does both. If you go this route here, look at a cold-climate model, since standard heat pumps lose heating power once temperatures drop toward the 24°F nights this county sees all winter. Weigh the electricity cost against gas prices before you decide, since gas runs at least 30% cheaper to heat with here.

When a furnace makes sense

A furnace fits a home already set up for gas heat, since it costs at least 30% less to run than a heat pump at Rhode Island's prices. It has the power to keep up on the coldest nights without losing output, which matters through a winter that runs about eight months long here. The tradeoff is that it only heats, so cooling has to come from somewhere else.

A grey heat pump outdoor unit mounted on a concrete pad against the exterior wall of a house with grey siding and stone veneer.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement containing a gray HVAC furnace with ductwork, exposed wooden joists, a concrete floor, and miscellaneous clutter in one corner.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Washington County.

Gas costs at least 30% less than a heat pump here, and with eight months of heating a year that adds up fast.

At least 30% lessto heat with natural gas than with a heat pump, at Rhode Island prices
24°Faverage winter low
30%of homes here heat with gas

If your home has no gas line, a cold-climate heat pump still handles winters here and cools your home in summer from the same system.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 30% less to run
What it doesHeats and coolsHeats only
Homes in New England that heat with one1.7%54.8%
Handles a 24°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want cooling as much as heating, since one system does both. If you go this route here, look at a cold-climate model, since standard heat pumps lose heating power once temperatures drop toward the 24°F nights this county sees all winter. Weigh the electricity cost against gas prices before you decide, since gas runs at least 30% cheaper to heat with here.

When a furnace makes sense

A furnace fits a home already set up for gas heat, since it costs at least 30% less to run than a heat pump at Rhode Island's prices. It has the power to keep up on the coldest nights without losing output, which matters through a winter that runs about eight months long here. The tradeoff is that it only heats, so cooling has to come from somewhere else.

A Washington County contractor will price both against your own house, your ductwork and your panel.

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